Auto Insurance Glossary


Uninsured Motorist Bodily Injury Coverage

This coverage pays for your medical expenses, lost wages, and other general damages when you or your passengers are injured in an accident caused by a driver who has no insurance. Uninsured motorist coverage also pays for injuries sustained in hit-and-run accidents.

The amount paid by uninsured motorist bodily injury coverage is capped at the limit you select.

Uninsured motorist bodily injury coverage is available in some states, where it may be mandatory.

In some states, both uninsured and underinsured motorist bodily injury are bundled into a single coverage. In the states where it is offered, this coverage may be mandatory.

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